Darin Ruff

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Cell:403-714-7833
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Toll-Free Fax:1-866-226-2402
The Real Estate Company Ltd.
#11 - 5080 12a Street SE
Calgary, AB
T2G 5K9 CA
 
Property Photo: 75 GLENSUMMIT CLOSE in COCHRANE
I have just listed a property at 75 GLENSUMMIT CLOSE in COCHRANE.
Great 2-storey walkout with no backyard neighbors! Situated in desirable Gleneagles, this home boasts beautiful hardwood floors throughout the main level, and lots of big bright windows to immerse you in the view! The island kitchen features maple cabinets, a raised eating bar, and a good size nook with great views of the natural rural landscape. Wide open main floor, with a nice size great rm & gas fireplace. There is even a full deck for BBQ's & get togethers with family or friends. The upper floor offers 3 bedrooms, 2 full baths, and a bonus room with views of the mountains. The master bedrm has a walk-in closet and full ensuite with soaker tub and separate shower. Nice, bright walkout basement is ready for your personal touch. Dbl attached garage and a fully landscaped yard complete the package! Come see this great home located at 75 Glensummit Close, Cochrane AB today!
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Property Photo: 104 BOW RIDGE CRT in COCHRANE
I have just sold a property at 104 BOW RIDGE CRT in COCHRANE.
You'll want to own this home the moment you step inside...3 bedrm family home with main floor den/flex rm, cozy family rm with slate fireplace and a warm, home-y atmosphere. Boasting site finished hardwood & slate flooring, new carpet up, 2 fireplaces, main flr laundry, & a prof. dev. basement, this home offers a complete package. The large master suite features a huge full ensuite with jetted soaker tub & separate shower plus a walk-in closet. 2 more good size bedrms up give the kids a space of their own. Add'l full baths both up & down, means the kids won't be using yours :) You'll enjoy the large, well-laid out kitchen with corner pantry and eating area big enough to extend the dinner table for added guests. Large rec room / family room w/ 2nd fireplace down acts as the perfect retreat for kids and adults alike. Kids will love the large, fenced yard, and also being steps away from a soccer field & Cochrane's best toboggan hill! All on a sought after, quiet cul-de-sac in a great neighborhood!
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Bank of Canada raises rates

Paul Vieira, Financial Post· Wednesday, Sept. 8, 2010

OTTAWA ­­ The Bank of Canada raised its benchmark interest rate Wednesday by 25 basis points to 1%, arguing financial conditions remain “exceptionally stimulative” even in the face of a slowing -- but still growing -- economy.

In its accompanying statement, the central bank acknowledged the economic recovery in Canada would be “slightly more gradual” than envisaged it its most-recent economic outlook, due to sluggish private-sector demand in the United States. However, it said domestic demand was expected to be “solid” and business investment to advance “strongly” -- powered by “accommodative” credit conditions that have eased further in recent weeks due to sharp declines in bond yields.

Banks price loans, such as mortgages, based on yields for relatively safe government debt.

The statement provided no suggestion the central bank was set to keep rates on hold for an indefinite period, as some analysts now expect.

“As a result of monetary policy measures taken since April, financial conditions in Canada have tightened modestly but remain exceptionally stimulative,” the central bank said.

For instance, consumers continue to take out loans at a steady pace, with central bank data suggesting household credit expanded at an annualized 7.1% pace for the three-month period ended July 31.

The Bank of Canada said future hikes in its key lending rate, up 75 basis points in the past three months, “would need to be carefully considered in light of the unusual uncertainty surrounding the outlook.”

This decision may come as a bit of a surprise for traders, who have been largely divided as to which way Mark Carney, the central bank governor, and his colleagues would lean toward in the face of slower than anticipated economic growth. Markets had priced in a roughly 60% chance of a rate hike, and those odds increased over the past week from a less than 50-50 chance based on better-than-expected manufacturing and labour data in the United States.

Canadian GDP expanded 2% annualized in the second quarter, well below the central bank’s forecast of 3%. However, analysts have said the economy was stronger than the headline print indicated, as final domestic demand advanced at a robust pace (3.5%). Plus, much of the drag in the second-quarter was from so-called “import leakage,” in which gains in imports -- as firms acquired productivity-enhancing equipment at the fastest pace since 2005 -- outstripped exports.

Of the GDP results, the Bank of Canada said economic activity “was slightly softer” than expected, “although consumption and investment have evolved largely as anticipated.”

The central bank is likely pleased at the turnaround in business investment, which it has argued is required for the recovery to maintain momentum once consumer spending tapers off. Plus, investment from firms in productivity-enhancing technology is required to ensure future growth.

The bank said the Canadian recovery would be “slightly more gradual than it had projected in July … largely reflecting a weak profile for U.S. activity.” The U.S. Federal Reserve has said it was prepared to take further action if required to stoke the recovery, although officials at the powerful central bank are unsure such measures are required.

The Bank of Canada said inflation -- which the central bank aims through rate decisions to hit and maintain a 2% level -- has been “broadly in line” with expectations and “its dynamics are essentially unchanged.”

In terms of the global picture, it said the recovery is proceeding “but remains uneven, balancing strong activity in emerging market economies with weak growth in some advanced countries.” As for the United States, the world’s biggest economy and Canada’s biggest trading partner, the central bank said the recovery in private demand is “being held back by high unemployment and recent indicators suggest a more muted recovery in the near term.”

Economists have scaled back growth expectations for both Canada and the United States, although at the same time boosting the forecast for Europe as its major economies are advancing better than expected following the sovereign debt crisis in the spring.

The central bank is scheduled to provide an updated economic outlook next month, two days following its next rate decision on Oct. 19. Previously, the central bank had forecast 3.5% economic growth this year, followed by 2.9% expansion in 2011. The output gap -- a rough measure of the amount of excess capacity in the economy -- is expected to close by the end of 2011.

Read more: http://www.financialpost.com/news/Bank+Canada+raises+rates/3493842/story.html#ixzz0ywYjqRUM

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Property Photo: 2323 505 RAILWAY ST W in COCHRANE
I have just listed a property at 2323 505 RAILWAY ST W in COCHRANE.
Bright and spacious 3rd floor condo unit with titled heated underground parking and storage unit and great Mountain Views! Very clean, ready to move into. 2 bedrooms, 2 bathrooms, nice open floor plan, insuite laundry & extra storage. Everything is close by - walk to Starbucks, movie theaters, public pool, restaurants, walking paths and more! Condo fees include heat & water. 5 appliances also included. Don't delay - this is a very nice unit in a great location, with great views of the Rockies.
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Property Photo: 31 GLENEAGLES VIEW in COCHRANE
I have just listed a property at 31 GLENEAGLES VIEW in COCHRANE.
GREAT PRICE on this pristine walkout bungalow that will WOW you with its panoramic views of the Rockies & the Bow River. Boasting pride of ownership, this property really shines. It features a very open floor plan, 10 ft. ceilings on the main & 9 ft. ceilings down, rich, site-finished hardwood, a huge deck with duradeck, aluminum railings & large covered area, full ht cabinets & phone desk in the island kitchen, 2 fireplaces, a 5 pce ensuite w/ jacuzzi & dbl sinks, formal dining area + main flr den, great lower development with a huge family rm/rec rm & wet bar, 2 large bedrms and another full bath, and tons of storage. This immaculate home has a newly installed asphalt shingle roof, a central vac, and is wired for both security & a surround sound system. Fully landscaped, backing on a green belt, and perfectly positioned to gaze out the windows at the ever changing view-scape. Treat yourself to viewing this home today - you'll be glad you did!
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Property Photo: 2124 505 RAILWAY ST W in COCHRANE
I have just sold a property at 2124 505 RAILWAY ST W in COCHRANE.
Wonderful main floor 2 bedroom, 2 bathroom unit, tucked away in a peaceful, quiet & private corner. Very bright unit, lots of morning sun, and a warm cheery atmosphere. It has a great layout, and many upgrades, including upgraded carpet & tile flooring, tile surround in both baths, rich, neutral colors, upgraded cabinets, light fixtures, faucets, & black appliances. Both bedrooms are a good size, and the main living area is nice and open. There is even an alcove for a computer desk. Everything is close by - walk to Starbucks, movie theaters, public pool, restaurants, walking paths and more! Condo fees include heat & water. 5 appliances also included. Don't delay - this is a very nice unit in a great location.
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Property Photo: RR 54 off Grand Valley Rd. in COCHRANE
I have just listed a property at RR 54 off Grand Valley Rd. in COCHRANE.
Beautiful, treed scenic private piece of paradise! 20.88 +/- acres with gravel driveway, 32' X 56' shop w/ concrete floor & 200 amp underground power, fishing pond stocked with trout, 25 gal/minute well & a cleared building site. Other potential building sites as well. Fenced area and corral for horses. Log fencing at front and back of property. Located on no-thru road, only 20 minutes to Cochrane on pavement. Please call your favorite Realtor for an appointment to view this fabulous property!
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Property Photo: 210 CHINOOK DR in COCHRANE
I have just listed a property at 210 CHINOOK DR in COCHRANE.
One of Cochrane's most sought-after locations, where homes rarely come up for sale. Backing onto the Cochrane Ranch reserve amidst a beautiful back yard retreat, this home features views of the Rockies as soon as you step in the door. Substantial upgrades, a wide open main floor, and a warm ambience will entice you to see more. It has an abundant list of features: Generous room sizes, maple hardwood, 3 fireplaces, granite counters, gorgeous upgraded 5 pce ensuite w/ air jet tub & dbl sinks, beautiful basement development w/ wainscotting, cork flooring, 2 extra bedrms, a huge office, full bath, & a 'pool hall' room w/ detailed tin ceiling & brick fireplace. For the movie/music lover, there is an added sound-protected engineered media room/studio beneath the rear aggregate patio, complete w/ walkup to back yard - what an awesome room! Turn up the volume to your heart's content! The back yard features extensive landscaping & use of aggregate, complete w/ hot tub & fire pit. Once in a lifetime opportunity!
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Property Photo: 107 GLENEAGLES TERR in COCHRANE
I have just listed a property at 107 GLENEAGLES TERR in COCHRANE.
Beautiful 2-storey walkout backing onto the ravine and 13th hole of the Links of Gleneagles golf course. Sprawling views, see wildlife, nature and enjoy the serenity of this wonderful location from your large deck with duradeck and glass panel railings. This home shows immaculately, and boasts a great floor plan with designer colors. The great room features a built-in wall unit surrounding the gas fireplace, 20 ft. ceilings and huge view windows with remote controlled 2 inch silhouette blinds. Many upgrades & features, including a main floor den or dining rm, tile & carpet with upgraded underlay, large island kitchen with maple cabinets, wide baseboards & trim, maple stair railings, 9' ceilings in lower level, huge master w/ 5 pce ensuite, gas line on deck, b/i vac system, etc. Nicely completed with a landscaped yard and underground sprinklers. Book your viewing today!
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Property Photo: 44 SUNSET CLOSE in COCHRANE
I have just listed a property at 44 SUNSET CLOSE in COCHRANE.
Fantastic mountain views from all 3 levels! Gaze at the magnificent Rockies from any floor - perfectly situated to take the views in. This feature rich home boasts a wide open main floor, consisting of a den w/ built-in cabinets & desk, family room w/ built-in book cases & fireplace, island kitchen w/ full-height maple cabinets & stainless steel appliances, a large sun-drenched nook, main flr laundry, 2 pce bath, & 9 ft ceilings. Rounded corners and rich hardwood exude a touch of class. Other features include: maple railings w/ wrought iron spindles, fully finished walkout w/ media rm (with added insulation in ceiling and walls) wired for 7.1 surround sound, full wet bar/serving area, patio w/ hot tub, alarm system, built-in vac system, 3 full baths, upgraded berber, and additional electric heaters in the lower level to keep things toasty while you enjoy your movie library during the winter months. Beautiful home, beautiful views. Superb value in Sunset Ridge of Cochrane. Come take a look today.
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Property Photo: 15 41 GLENBROOK CRES in COCHRANE
I have just listed a property at 15 41 GLENBROOK CRES in COCHRANE.
Location, location, location!! The best spot in the complex, hands down. Backing onto Big Hill Creek, and the Glenbow walking path, this great townhouse treats you to an ever-changing nature-scape. Cozy and rustic inside, you'll feel like it's your own mountain retreat. Hard to believe a spot this beautiful is only a few minutes walk from all the amenities of town. Fully finished from top to bottom, with 2 bedrooms plus a loft, upper floor laundry, soaring vaulted ceilings, romantic stone wood-burning fireplace, and many updates & upgrades, you'll fall in love with it the moment you step inside the door. Complete with finished attached garage plus extra parking, this is an opportunity not to be missed!
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Property Photo: 6 GLENPATRICK RD in COCHRANE
I have just listed a property at 6 GLENPATRICK RD in COCHRANE.
Immaculate 4 bedrm home on a quiet street that is guaranteed to impress. With 1,780 sq. ft. of finished living space, there is room for everyone. The kitchen, baths, windows & furnace (hi-efficiency) have all been updated. Neutral colors throughout, and a great family layout. Cozy 3rd lvl family rm w/ beautiful brick fireplace, plus 4th lvl Rec Rm (great for a media rm!) HUGE 24 X 24 detached DREAM GARAGE with 10' ceilings - heated, insulated, complete with cabinets, shelves & workbench. Yard is completely fenced, is nicely landscaped with many flowerbeds, and includes a large storage shed. Large lot with room to roam, and yes, there is room for a trampoline! The stucco exterior provides great curb appeal, and pride of ownership is evident. Close to walking/bike paths w/ access to Big Hill Creek, Cochrane Ranche Park, Glenbow School, and numerous areas to explore. A great family home in a great area. Lovingly cared for, and move-in ready. Come and have a look for yourself - no disappointments here!
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Property Photo: 27 26 QUIGLEY DR in COCHRANE
I have just listed a property at 27 26 QUIGLEY DR in COCHRANE.
Move-in ready! Super 2-storey split executive condo in central location. Great for retirees / snowbirds / empty nesters / or executive couples. Open floor plan with soaring vaulted knockdown ceilings. This property has loads of charm, with 1 huge bedroom up with its own private ensuite & make-up area + a loft/sitting area with built-ins. The main floor consists of a cozy living rm w/ corner fireplace, large dining area, bright & spacious kitchen, extra bedroom/den, main floor laundry, and a full 4 pce bath. Downstairs is partly finished, with 1 room ideal for an exercise area or hobby room, and still lots of space for additional development. It is also R/I for a 3rd bathroom. There is a single garage that is insulated & drywalled, additional parking on the pad out front and a private fully fenced back yard w/ a bright & sunny deck that is great for BBQ's. Quiet complex, yet close to everything. Very well kept & lightly lived in, there is nothing to do but move in and enjoy.
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Property Photo: 228 QUIGLEY DR in COCHRANE
I have just sold a property at 228 QUIGLEY DR in COCHRANE.
**Price Reduced** Great for the first time home buyer or investor and priced to sell. Comfortable 3 bedroom 1/2 duplex just a short walk to river, playground and school. Open concept main floor, with large kitchen and deck off the nook. Master has 3-pce ensuite, and there is an additional 4 pce bath upstairs, as well as a 2 pce bath on the main. Partial development downstairs, with a 4th bedroom framed and drywalled. Main floor laundry, and single attached garage. Newer fridge, stove and dishwasher.
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Property Photo: 229 GLENEAGLES VIEW in COCHRANE
I have just sold a property at 229 GLENEAGLES VIEW in COCHRANE.
Fantastic 4 bedrm, 3.5 bath family home in upscale Gleneagles. This fully developed home backs on to green space, and boasts views of the magnificent Rockies from the upper bedrooms. A very well thought-out open floor plan utilizes the space this home has to offer to the utmost - it feels more like a 2,000 sq. ft. home. You are greeted by a welcoming entry way, and the site-finished hardwood draws you into the main living area, where you will find a large great rm w/ corner stone fireplace, spacious kitchen with huge island, and cozy eating nook. There is also a main flr den and laundry rm, 2 pce bath, and the 9 ft. ceilings, rounded corners & upgraded trim complete the package. Huge master & 4 pce ensuite up, along w/ 2 add'l good size bedrms & 4 pce bath. Fully developed down with cozy family rm/media rm & 2nd fireplace, a 4th bedrm, 4 pce bath and decent storage. The dbl garage is oversized, and the 6,500 sq. ft. lot offers tons of room to roam. This home shows pride of ownership - don't delay!
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Property Photo: 16 GLENVISTA PL in COCHRANE
I have just sold a property at 16 GLENVISTA PL in COCHRANE.
Fully finished Beattie family home with great mountain views from the bright, sunny bonus rm. A convenient, open floor plan that has 'Suite Possibilities.' From the large entry way, the rich hardwood floors lead you to a spacious island kitchen with corner pantry & maple cabinets, cozy family rm w/ fireplace, and a bright nook with access to the patio and back yard w/ gazebo. A 2 pce bath & laundry rm round out the main flr. Upstairs, a sun-drenched bonus rm treats you to some great views of the Rockies. There are 3 good size bedrms, including large master w/walk-in closet & 4 pce ensuite w/ sep. shower, soaker tub & makeup counter, as well as an additional 4 pce bath w/ soaker tub. There is a separate entrance to the finished lower level via the garage, adding to this home's flexibility. Large fully finished basement w/ 3 pce bath & serving area makes for a great teen hangout. The exterior stone accents, poured concrete walkway & cedar roof give this home great curb appeal & low maintenance. View today!
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Property Photo: 20 BOW RIDGE RD in COCHRANE
I have just sold a property at 20 BOW RIDGE RD in COCHRANE.
Wonderful family home overlooking Cochrane that shows 10/10! Great 2-storey walkout with huge yard, and just a stone's throw from a playground, soccer field, and Cochrane's best toboggan hill. Upgraded with maple hardwood, new carpet, light fixtures & fresh neutral colors, this home really shines. It features a spacious,exceptionally functional floorplan, large windows, corner fireplace & a warm, inviting ambience. The large master bedrm comes complete with a 4 pce ensuite w/ corner soaker tub & separate shower, as well as a walk in closet. 2 additional good sized bedrms & another 4 pce bath round out the upper level. The main level features a dining/flex area, relaxing family room, great island kitchen with pantry, nook with access to the upper deck, & main flr laundry w/ its own 2 pce bath, access to the HEATED, INSULATED garage, & additional side door entrance. The finished walkout offers a 2nd family rm/tv rm & a games area + lots of storage/additional development space. You're going to love it!
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Property Photo: 185 WEST MCDOUGAL RD in COCHRANE
I have just sold a property at 185 WEST MCDOUGAL RD in COCHRANE.
Immaculate 5 bedroom home with elbow room! This spacious former Kingsmith showhome is in prime condition, & shows pride of ownership. There are many upgraded features, including 2 gas fireplaces, newer low 'e' windows throughout main flr, 9' ceilings in living area w/ painted ceiling borders, newer steel shake roof with 50 yr warranty, built-ins in dining area, three 4 pce baths (2 w/ jetted tubs), huge deck with duradeck & aluminum rails w/ glass panels, & a glass block accent in the ensuite. There are some nice small touches too - phone desk in kitchen, silhouette blinds, dbl sided front closet, r/i plumbing for wet bar, b/i vac system, newer hot water tank, wired for surround sound in family rm, lots of room for a pool table, cold rm, storm doors, water softener, keyless entry from garage, & a 4-way alarm system. This is a great family home in a popular area - close to schools, parks, and the Bow River. Put this one at the top of your list!
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Property Photo: 224 GLENEAGLES ESTATES LANE in COCHRANE
I have just sold a property at 224 GLENEAGLES ESTATES LANE in COCHRANE.
Once in a while you come across that special house that offers you everything you're looking for in a home. Look no further - you've arrived. Set against a gorgeous, sweeping mountain & Bow Valley backdrop, with no neighbors directly in front or behind, you'll be in awe with every peek out the window. This immaculate Beattie home boasts many upgrades, including a feature curved staircase, custom maple railings w/ wrought iron spindles, maple cabinets & fireplace mantle, tile flooring, 9 ft. ceilings, fluted columns, decorative niches, stainless appliances including a gas stove, cedar shakes and an unspoiled walkout basement. There is ample lifestyle room on the main, including a den, living rm, dining rm, family rm, kitchen, nook & laundry area. Upstairs, the palatial master suite with separate lounge area will take your breath away, treating you to an everchanging view of the sky, Rockies, & valley. 3 add'l bedrms, a loft area w/ built-ins and a full bath round out the top floor. A real treat to 'view'.
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Property Photo: 19 SUNSET CIR in COCHRANE
I have just sold a property at 19 SUNSET CIR in COCHRANE.
Gorgeous Janssen built 3 bedrm family home with a view of the Rockies. Many, many upgrades, and an open great room plan that you'll fall in love with. You are greeted by a spacious entry w/ a maple deacons bench. The main floor boasts 9' knock down ceilings with crown moldings, hardwood & tile floors, & a beautiful stone fireplace w/ maple mantle. The island kitchen with raised eating bar is a chef's delight w/ maple cabinets, granite counters, stainless Bosch appliances, and a walk-thru pantry. Wake up to your mountain view in the spacious master suite, complete w/ poured granite tops & tile floors, jetted corner tub, separate shower & dbl sinks. Other features include wrought iron spindles, a central vac, maple linen cupboard, water conditioner, alarm system, high efficiency furnace, & 9' ceilings in the basement for great future development area. Back yard is landscaped, fenced, and includes a storage shed. ANH Warranty has been extended to 10 years. Don't delay in viewing this great home.
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